TheAI-PoweredGlobalFinancialSuperApp
Send money, trade crypto and forex, and manage your finances across Africa and beyond, all powered by AI.
Active Users
Transferred
User Rating
Get Started in Minutes
Three simple steps to financial freedom
Create Account
Sign up in seconds with just your email. We auto-detect your country and create your local currency wallet.
Add Money
Fund your wallet instantly with mobile money (MTN, Orange, M-Pesa), bank transfer, or card payment.
Send, Trade, Grow
Transfer money worldwide, buy crypto, pay bills, trade forex, all from one app in 27 languages.
Always Free
Send money for free. Always.
Zero fees on every CA PAY transfer. No hidden charges. No percentage cuts. Just free money transfer.
CA PAY sends are always $0. Bank ranges are typical cross-border rates; actual charges vary by provider and corridor.
Try It Yourself
See How Much You Save
Enter an amount to see real-time fees and exchange rates.
Rates shown are indicative. Actual rates may vary.
One Platform. Infinite Possibilities.
Everything you need to move, manage, and grow your money across Africa and beyond, in a single app.
Multi-Currency Wallets
Hold, send, and receive in 82 currencies. Auto-created on signup based on your country.
Instant Transfers
Send money across Africa and worldwide with real-time exchange rates and low fees.
Crypto Exchange
Buy, sell, and trade crypto with mobile money. Powered by Yellow Card and Binance.
Forex & CFD Trading
Access forex and CFD markets through integrated broker partners.
Virtual Cards
Create virtual cards for online shopping, subscriptions, and international payments.
Bill Payments
Pay airtime, utilities, and bills across 5 African countries with 54+ providers.
AI Assistant
54-tool AI powered by Claude. Manages your finances, answers questions in 27 languages.
KYC & Compliance
4-tier verification system. Bank-grade security with RBAC admin controls.
Live Demo
See It In Action
Tap any feature to see the real flow. No screenshots, no mockups — this is the product.
You send
USD
Recipient
Send Money
Transfer to mobile money or bank in under 3 seconds. 82 currencies supported.
Interactive Experience
Watch Your Wealth Grow
Real-time portfolio tracking, live market data, and intelligent insights, all in one beautiful dashboard.
Currencies Supported
Payment Providers
Languages Available
AI Assistant
Portfolio Value
Solutions for Everyone
Whether you're an individual, business, or enterprise, CA PAY adapts to your needs.
Your money, your way
Send money home, pay bills, trade crypto, and manage your finances, all from one app.
- Send money to 20+ African countries instantly
- Buy and sell crypto with mobile money (MTN, Orange, M-Pesa)
- AI assistant that manages your finances in your language
- Virtual cards for online shopping worldwide
Security You Can Trust
Bank-grade security infrastructure protecting every transaction.
Bank-Grade Encryption
End-to-end encryption for all transactions. Your data never leaves our secure infrastructure.
Regulatory Compliance
Licensed operations across 20+ African countries. Full AML/KYC compliance built in.
Role-Based Access
5-role RBAC admin system with 12 granular permissions. Complete audit trail for every action.
Real-Time Monitoring
Live transaction monitoring, instant fraud detection, and automated security alerts.
Bank-Grade Encryption
End-to-end encryption for all transactions. Your data never leaves our secure infrastructure.
Regulatory Compliance
Licensed operations across 20+ African countries. Full AML/KYC compliance built in.
Role-Based Access
5-role RBAC admin system with 12 granular permissions. Complete audit trail for every action.
Real-Time Monitoring
Live transaction monitoring, instant fraud detection, and automated security alerts.
27 Languages
Use CA PAY in your native language
AI-Powered Insights
Smart financial recommendations
27 Languages
Use CA PAY in your native language
Biometric Security
Fingerprint and face recognition
Real-Time Notifications
Instant alerts for every transaction
AI-Powered Insights
Smart financial recommendations
Mobile Experience
Your Entire Financial World in Your Pocket
From onboarding to daily transactions, every interaction is designed to be intuitive, fast, and beautiful. Available on web and mobile across all devices.
Trusted by Leading Payment Providers
Integrated with 9+ payment providers across Africa and globally
What People Are Saying
Trusted by thousands of users across Africa
Partnerships
Build the Future of African Finance, Together
Whether you're a payment provider, enterprise, or investor, we're building the financial infrastructure Africa deserves. Join us.
- Payment Providers — Integrate your rails into our 20+ country network
- Businesses — Embed CA PAY's wallet and payment APIs in your platform
- Investors — Back Africa's fastest-growing financial super app
Payment Rails
Mobile money, cards, and bank transfers across Africa
Investment
Series A ready with proven traction in 20+ markets
Ready to Transform Your Financial Life?
Join thousands of users across Africa managing their money smarter.
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